Hi, I’m Belmiro Bala, Loan Officer at Semper Home Loans.
If you’re looking to buy a new home or refinance your current one, I’m here to help make it happen without the headaches. I’ll guide you step by step, answer all your questions, and work with you to find the best option for your specific needs.
Belmiro knows
mortgages.
Belmiro is passionate about helping families achieve their homeownership dreams, whether they’re buying their first home or expanding their investment portfolio. As an Air Force veteran, he has a deep understanding of VA loans and the unique needs of service members and their families. With expertise in a wide range of loan products, Belmiro tailors solutions to fit each client’s financial goals, ensuring they find the best option for their situation.
He takes a collaborative approach, guiding clients through the mortgage process with clarity and support. His commitment to exceptional service ensures that every client feels informed and confident every step of the way.
Paperwork? Nah.
Just get our app.
Our HomeEasy® app makes getting a mortgage quick and simple—no paperwork, unnecessary meetings, or headache medication needed. Apply, calculate payments, and stay updated—all from your phone. Communicate with your Loan Officer, upload docs, and get notifications wherever you go. Easy. Smart. Fast.
We're your wallet’s BFF.
Ever wonder what your homebuying budget looks like? Pop your income, monthly debt, and down payment savings into our home affordability calculator, and we’ll handle the math magic. No calculator sweat required—promise!
You can afford a home up to
Estimated Monthly Payment
Loan Amount Needed
Calculator disclaimer
The nice things nice people say about us.
From first-time homebuyers to refinancing pros, supporting our clients in finding the right mortgage is what we do best. Find out how we’ve helped clients every step of the way, from start to finish.
© 2010-2026 Semper Home Loans Inc. NMLS #1053 www.nmlsconsumeraccess.org
Semper Home Loans Inc. is an Equal Opportunity Employer. Semper Home Loans Inc. does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.
Semper Home Loans Inc. is an Equal Housing Lender. We do business in Accordance with Federal Fair Lending Laws. Under the Federal Fair Housing Act, it is illegal, on the basis of race, color, national origin, religion, sex, handicap or familial status (having children under the age of 18) to: Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling or to deny any loan secured by a dwelling; or Discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan, or in appraising property.
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