Hi, I’m Daniel Fogg, Loan Officer at Semper Home Loans.
If you’re looking to buy a new home or refinance your current one, I’m here to help make it happen without the headaches. I’ll guide you step by step, answer all your questions, and work with you to find the best option for your specific needs.
Daniel knows
mortgages.
Daniel Fogg is a nationally recognized top-producing Loan Officer, consistently ranked among the Top 100 Loan Officers in the country by the Scotsman Guide in recent years. With over a decade at Semper Home Loans and licenses in 38 states, Daniel has helped thousands of families achieve their homeownership and refinancing goals across the nation.
Since joining Semper in 2012, Daniel has built a reputation for excellence, combining industry expertise with a client-first approach. Outside of work, he enjoys golfing, fishing, and kayaking, as well as giving back to his community by sharing his wrestling experience as a volunteer coach.
Whether you're buying, refinancing, or exploring your options, Daniel is dedicated to guiding you every step of the way.
Paperwork? Nah.
Just get our app.
Our HomeEasy® app makes getting a mortgage quick and simple—no paperwork, unnecessary meetings, or headache medication needed. Apply, calculate payments, and stay updated—all from your phone. Communicate with your Loan Officer, upload docs, and get notifications wherever you go. Easy. Smart. Fast.
We're your wallet’s BFF.
Ever wonder what your homebuying budget looks like? Pop your income, monthly debt, and down payment savings into our home affordability calculator, and we’ll handle the math magic. No calculator sweat required—promise!
You can afford a home up to
Estimated Monthly Payment
Loan Amount Needed
Calculator disclaimer
The nice things nice people say about us.
From first-time homebuyers to refinancing pros, supporting our clients in finding the right mortgage is what we do best. Find out how we’ve helped clients every step of the way, from start to finish.
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Semper Home Loans Inc. is an Equal Opportunity Employer. Semper Home Loans Inc. does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.
Semper Home Loans Inc. is an Equal Housing Lender. We do business in Accordance with Federal Fair Lending Laws. Under the Federal Fair Housing Act, it is illegal, on the basis of race, color, national origin, religion, sex, handicap or familial status (having children under the age of 18) to: Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling or to deny any loan secured by a dwelling; or Discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan, or in appraising property.
Licensed in the following states: AL CA CO CT DE DC FL GA IN IA LA ME MD MA MI MT NE NJ NH NM NY NC ND OK OR PA RI SC SD TN TX VA WA WY